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Financial Aid Information

Whether you have great credit, poor credit, or no credit at all, SetFocus has a financing solution for you.

We know how important continuing education is and have taken all of the steps necessary to make sure that regardless of your financial status, you can make an investment - in yourself!

SetFocus has partnered with the following lending institutions to better facilitate and enable an accepted student to take their education and career to the next level. Below are the loan options that we have found useful to many of our students.

For additional information or a direct consultation please contact David Landau or call 973-947-4836.


 

 TERI


The Education Resources Institute (TERI) was founded in 1985 to provide education financing and information services to students and their families. As a private, not-for-profit organization, TERI recognizes that middle-income Americans are increasingly excluded from traditional financial aid programs. To help fill the financial aid gap, TERI offers loans based on creditworthiness, not income limitations. These loans are guaranteed and administered nationwide by TERI, and funds are made available through participating lenders. Designed to meet the needs of students in all phases of their education, TERI offers many different loan programs. These programs reach undergraduate, graduate and professional students. TERI also offers a series of loans for students enrolled in specialized programs of study. For more information go to www.teri.org, or contact David Landau directly.

 SLM Financial

The SLM Financial Career Training Loan has been designed specifically to help you finance your education or training and offers hundreds of dollars in savings over other financing options. It can be used for technical training or trade school, distance learning or other continuing education programs to cover the total cost of education and certain related expenses. The loan is geared to your success and we've made it easy to get approved. The process is fast and acceptance rates are high—about 70 percent. 

TFC Credit Corporation

TFC Credit Corporation has been providing students with tuition financing since 1970. TFC has helped over 200,000 students to enroll and graduate from schools that are dedicated to developing individuals who are serious about their careers and their future success. As a major national financial organization, TFC Credit Corporation can help you establish or strengthen your credit rating. TFC will work with you to help secure any type of credit you want in the future such as an auto loan, credit card, personal loan and mortgage.

  • Applicants must be at least 18 years old (or have a co-signer.) Attendance can be full-time, half-time or part-time.
  • Prior credit experience, work experience and education are used to determine whether or not your loan is approved.
  • There are several factors which are considered in determining the interest rate. These include current national interest rates, the length of loan repayment, your down payment, previous credit history, and the availability of a co-signer.

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